Article 193
Whoever for the intended purpose of unlawful control commits some of the following functions to defraud the banking institutions or other financial organizations of loans, in the event that quantity is very big, is usually to be sentenced never to a lot more than 5 years of fixed-term imprisonment or unlawful detention, and an excellent of no less than 20,000 yuan and never significantly more than 200,000 yuan; as soon as the quantity is enormous or any other circumstances are severe, the phrase will be no less than 5 years rather than significantly more than decade of fixed-term imprisonment and a superb of no less than 50,000 yuan and never a lot more than 500,000 yuan; as soon as the quantity is particularly enormous or other circumstances are specially severe, the phrase will be no less than ten years of fixed-term imprisonment or life imprisonment, and a superb of no less than 50,000 yuan and never a lot more than 500,000 yuan, or confiscation of home:
(1) cooking up reasons that are false importing funds or jobs;
(2) making use of false contracts that are economic
(3) utilizing false certificates;
(4) utilizing property that is false certificates for guarantee or making duplicate guarantee surpassing the worth of this mortgaged items; and