Article 193
Whoever for the intended purpose of unlawful control commits some of the following functions to defraud the banking institutions or other financial organizations of loans, in the event that quantity is very big, is usually to be sentenced never to a lot more than 5 years of fixed-term imprisonment or unlawful detention, and an excellent of no less than 20,000 yuan and never significantly more than 200,000 yuan; as soon as the quantity is enormous or any other circumstances are severe, the phrase will be no less than 5 years rather than significantly more than decade of fixed-term imprisonment and a superb of no less than 50,000 yuan and never a lot more than 500,000 yuan; as soon as the quantity is particularly enormous or other circumstances are specially severe, the phrase will be no less than ten years of fixed-term imprisonment or life imprisonment, and a superb of no less than 50,000 yuan and never a lot more than 500,000 yuan, or confiscation of home:
(1) cooking up reasons that are false importing funds or jobs;
(2) making use of false contracts that are economic
(3) utilizing false certificates;
(4) utilizing property that is false certificates for guarantee or making duplicate guarantee surpassing the worth of this mortgaged items; and
(5) defrauding loans by other means.
Article 194. Whoever commits any one of the next functions to undertake fraudulent tasks with monetary bills, in the event that quantity is fairly big, is usually to be sentenced never to a lot more than 5 years of fixed-term imprisonment or detention that is criminal also to an excellent of for around 20,000 yuan and never a lot more than 200,000 yuan; as soon as the quantity is enormous, or any other circumstances are severe, the sentence will be for around 5 years and never a lot more than a decade of fixed-term imprisonment, and a superb of no less than 50,000 yuan and never significantly more than 500,000 yuan; as soon as the quantity is particularly enormous or other circumstances are specially serious, the phrase will be for around ten years of fixed-term imprisonment or life imprisonment and a superb of no less than 50,000 yuan and never significantly more than 500,000 yuan, or confiscation of home:
(1) knowingly utilizing forged, modified drafts, cashier’s checks, and checks;
(2) knowingly using voided drafts, cashier’s checks, checks;
(3) uttering other individuals’s drafts, cashier’s checks, checks;
(4) signing a seek advice from signature distinct from the specimen one;
(5) issuing drafts or cashier’s checks without assured funds, or making false documents in issuing drafts or cashier’s checks to defraud cash and items.
Whoever uses forged and modified papers of authority for collection, remittance documents, bank certificates of deposit, as well as other bank papers of settlement will be penalized prior to the stipulations associated with paragraph that is preceding.
Article 195
Whoever makes use of among the after means for fraudulent tasks with letters of credit will be sentenced never to a lot more than 5 years of fixed-term imprisonment or unlawful detention, and a discover of for around 20,000 yuan and never significantly more than 200,000 yuan; whenever quantity is enormous or other circumstances are severe, the phrase is usually to be for around 5 years and never a lot more than ten years of fixed-term imprisonment, and an excellent of no less than 50,000 yuan and never scruff desktop significantly more than 500,000 yuan; once the quantity is very enormous or other circumstances are specifically severe, the phrase is usually to be no less than a decade of fixed-term imprisonment or life imprisonment, and an excellent of not less than 50,000 yuan rather than a lot more than 500,000 yuan or confiscation of property:
(1) utilizing forged or modified letters of credit or bills and papers attached;
(2) utilizing voided letters of credit;
(3) getting letters of credit by fraudulence; and
(4) performing activities that are fraudulent letters of credit in other means.
Article 196. Whoever utilizes among the after how to execute fraudulent tasks with credit cards, in the event that quantity is very big, is usually to be sentenced never to a lot more than 5 years of fixed-term imprisonment or detention that is criminal and a superb of no less than 20,000 yuan and never significantly more than 200,000 yuan; in the event that amount is enormous or other circumstances are severe, the phrase is usually to be no less than 5 years rather than a lot more than a decade of fixed-term imprisonment, and an excellent of no less than 50,000 yuan and never a lot more than 500,000 yuan; in the event that amount is particularly big, or any other circumstances are specifically severe, the phrase will be no less than a decade of fixed-term imprisonment or life imprisonment, and a superb for around 50,000 and never a lot more than 500,000 yuan, or confiscation of home:
(1) utilizing a credit card that is forged
(2) making use of a voided bank card;
(3) uttering other individuals’s bank card; and
(4) overdrawing with evil intention.
The alleged overdrawing with wicked intention mentioned within the preceding paragraph implies that the card owner, for the intended purpose of unlawful possession, overdraws surpassing the limitation of overdrawn account or even the time period limit, and will not get back the amount of money following the card-issuing bank needs for the return.
